I have been an independent insurance broker for 20 years. I have been specifically specializing in group health insurance and individual health insurance for the last 15 years as Ruiz Insurance.

Below are links for obtaining quotes and for applying on line for individual health insurance, short-term medical and student medical insurance with Anthem Blue Cross Blue Shield, Tonik Health and Assurant/Time Insurance.

For my group health insurance customers, below are links to all the major group health insurance companies. With these links the customer can contact the company and print forms. If the customer is a registered user with their company they can make changes to their group membership.

If you have any questions, experience any problems or would like to discuss a quote, please give me a call (775) 887-1152.